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403Webshell

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Directory : /var/www/wcfs/Schedule/

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Current File : /var/www/wcfs/Schedule/heloc_calculator.html

<!DOCTYPE html>
<html lang="en">
<head>
  <meta charset="UTF-8">
  <title>HELOC Amortization Calculator</title>
  <link href="https://cdn.jsdelivr.net/npm/bootstrap@5.3.0/dist/css/bootstrap.min.css" rel="stylesheet">
</head>
<body class="bg-light p-4">
  <div class="container">
    <h2 class="mb-4">HELOC Amortization Schedule</h2>
    <form id="helocForm" class="mb-4">
      <div class="row g-3">
        <div class="col-md-6">
          <label for="totalBalance" class="form-label">Total HELOC Balance</label>
          <input type="number" class="form-control" id="totalBalance" step="0.01" required>
        </div>
        <div class="col-md-6">
          <label for="party2Balance" class="form-label">Party 2's Share</label>
          <input type="number" class="form-control" id="party2Balance" step="0.01" required>
        </div>
        <div class="col-md-6">
          <label for="apr" class="form-label">APR (%)</label>
          <input type="number" class="form-control" id="apr" step="0.01" required>
        </div>
        <div class="col-md-6">
          <label for="monthlyPayment" class="form-label">Monthly Payment</label>
          <input type="number" class="form-control" id="monthlyPayment" step="0.01" required>
        </div>
        <div class="col-md-6">
          <label for="months" class="form-label">Number of Months</label>
          <input type="number" class="form-control" id="months" value="24" required>
        </div>
        <div class="col-md-12">
          <button type="submit" class="btn btn-primary mt-3">Calculate</button>
        </div>
      </div>
    </form>

    <div id="scheduleTable"></div>
  </div>

  <script>
    document.addEventListener('DOMContentLoaded', function () {
      document.getElementById('helocForm').addEventListener('submit', function (e) {
        e.preventDefault();

        let total = parseFloat(document.getElementById('totalBalance').value);
        let party2 = parseFloat(document.getElementById('party2Balance').value);
        const apr = parseFloat(document.getElementById('apr').value);
        const monthlyRate = apr / 12 / 100;
        const payment = parseFloat(document.getElementById('monthlyPayment').value);
        const months = parseInt(document.getElementById('months').value);

        let party1 = total - party2;

        let output = `
          <table class="table table-bordered table-striped table-sm mt-4">
            <thead class="table-light">
              <tr>
                <th>Month</th>
                <th>Party 1 Interest</th>
                <th>Party 2 Interest</th>
                <th>Party 1 Principal</th>
                <th>Party 2 Principal</th>
                <th>Party 1 Balance</th>
                <th>Party 2 Balance</th>
              </tr>
            </thead>
            <tbody>
        `;

        for (let i = 1; i <= months; i++) {
          const interest1 = +(party1 * monthlyRate).toFixed(2);
          const interest2 = +(party2 * monthlyRate).toFixed(2);
          const totalInterest = interest1 + interest2;
          let principal = +(payment - totalInterest).toFixed(2);

          // Avoid negative principal if interest is greater than payment
          if (principal < 0) principal = 0;

          const totalBalance = party1 + party2;
          let principal1 = +(principal * (party1 / totalBalance)).toFixed(2);
          let principal2 = +(principal * (party2 / totalBalance)).toFixed(2);

          // Avoid overpayment
          principal1 = Math.min(principal1, party1);
          principal2 = Math.min(principal2, party2);

          party1 = +(party1 - principal1).toFixed(2);
          party2 = +(party2 - principal2).toFixed(2);

          output += `
            <tr>
              <td>${i}</td>
              <td>$${interest1}</td>
              <td>$${interest2}</td>
              <td>$${principal1}</td>
              <td>$${principal2}</td>
              <td>$${party1}</td>
              <td>$${party2}</td>
            </tr>
          `;
        }

        output += '</tbody></table>';
        document.getElementById('scheduleTable').innerHTML = output;
      });
    });
  </script>
</body>
</html>

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